How It Works
Simple, transparent, and fast
Payvora connects employers and employees through a straightforward process. No complex integrations, no hidden fees, no surprises.
Get started in three steps
Sign up and configure your policy
Create your Payvora employer account in minutes. Set up your EWA policy with full control over:
- Access cap — choose 10% to 50% of earned wages (default: 40%)
- Max withdrawals — 1 to 10 per pay cycle (default: 4)
- Approval mode — auto-approve or manual review
- Minimum withdrawal — 100 default
Upload your employee roster
Import your employees via a simple CSV upload. Payvora needs just the basics:
- Employee name and employee ID
- Monthly salary and bank details
- Department and join date
Duplicates are handled automatically. Update the roster anytime — salary changes apply next cycle.
Settle at payroll time
At the end of each payroll cycle, Payvora generates a complete settlement report showing every withdrawal. Simply deduct the total from each employee's paycheck.
- One-click settlement confirmation
- CSV export for payroll integration
- Full audit trail for compliance
Access your earned wages in seconds
Your employer has already enabled Payvora. Here is how you use it.
Log In
Sign in to your Payvora account on any device.
Check Balance
See your available earned wages in real time.
Request Withdrawal
Choose an amount and transfer type (instant or standard).
Receive Funds
Money arrives in your bank account — instantly or same-day.
Transparent Calculation
How we calculate available wages
Step 1: Calculate earned wages
Step 2: Apply access cap
Example:
Monthly salary: 8,000
Day 15 of 30-day cycle: Earned = 8,000 x (15/30) = 4,000
With 40% cap: Available = 40% x 4,000 = 1,600
If you have already withdrawn 500 this cycle, your available balance would be 1,100.
Ready to get started?
Request a demo and we will walk you through the entire setup process. Most employers go live in under 48 hours.
Request a Demo