Your employees' wages, available when they need them
Payvora lets your team access their already-earned wages before payday. No loans, no interest, no debt. Just a fixed 10 fee per instant transfer. Set up in under 48 hours.
Trusted by leading Saudi employers
Wages Disbursed
Employees Served
Partner Companies
Withdrawals Processed
Why Payvora
Financial wellness that works for everyone
A win-win for employers and employees. Reduce financial stress, boost productivity, and retain top talent — at zero cost to your company.
Earned, Not Borrowed
Employees access wages they have already earned. No loans, no interest, no debt traps. Fully Sharia-aligned with a transparent fixed fee.
Instant Transfers
Employees request a withdrawal and receive funds instantly to their bank account. Fixed 10 fee for instant transfers, standard transfers are free.
Zero Cost to Employers
Payvora is free for employers to offer. No setup fees, no integration headaches. We handle everything — you just upload your payroll data.
Boost Retention
Companies offering EWA see up to 25% improvement in retention. Financial wellness is the benefit your employees actually want.
Full Control
Employers set the rules — access cap percentage, max withdrawals per cycle, approval modes. Your policies, your control, our platform.
Bank-Grade Security
Enterprise-grade encryption, complete audit trails, and strict data isolation between employers. Your data stays yours.
Simple Process
How Payvora works
Get started in three simple steps. No complex integrations, no IT projects.
Employer Signs Up
Upload your employee roster via CSV. Set your EWA policy — access cap, max withdrawals, and approval mode. Done in minutes.
Employees Access Wages
Employees log in, see their earned-to-date balance, and request a withdrawal. Funds arrive instantly or via standard transfer.
Settle at Payroll
At the end of each payroll cycle, Payvora provides a clear settlement report. Deduct withdrawn amounts from payroll. That's it.
Built for Saudi Arabia
The earned wage access platform designed for the Kingdom
Payvora is built from the ground up for the Saudi market. SAR-denominated, Sharia-aligned, and designed to support Vision 2030's goals for financial inclusion and employee welfare.
Fixed fee per instant transfer
Interest — ever
Sharia-aligned
Ready to offer earned wage access?
Join forward-thinking Saudi employers who are investing in their employees' financial wellness. Get started with a free demo today.