Give Employees EWA
Keep Your Cash
Flow Moving
On-Demand Earned Wages for Employees. Zero Treasury Impact for Employers
Get StartedPayvora Works with Your Existing Payroll Process
No payroll replacement required!
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Data Sync
01
Set Up
Employers securely add salary data to Payvora's platform once and can update anytime.
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Earned Wage Access
02
Access
Employees access their earned wages whenever they need them.
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On Time Salaries
03
Settle
Payvora calculates the final amount owed to employees and pay salaries on time.
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Settlement
04
Pay Back
You pay back the funding partner later, based on the agreed terms.
Highlighted Features
Payroll Integration
Connect Payvora to the systems you already run — SAP, Oracle, Workday, and payroll — through secure APIs, so earned wage access slots into your existing stack without replacing it.
Comprehensive System
Bridging the gap between employee immediate cash liquidity and corporate accounting structures.
Early Wage Access - Empowers employees by exposing their accrued wealth in real time, avoiding high-interest alternatives.
- 1 Monthly Salary Accrues
- 2 Accrued Wages Sync Live
- 3 Employee Requests Direct Advance
- 4 Funding Bank Instantly Transfers Cash
Salary Settlement - Protects employer balance sheets with automated, bank-backed capital matching payday schedules.
- 1 Employer Processes Final Payroll
- 2 Net Settlement Calculation
- 3 Payvora Reconciles Advances
- 4 Employees Receive Balanced Net Wages
Maximum Value
Built for Everyone in the Ecosystem
Unlocking key efficiencies and aligning objectives across all platform counterparties.
Employers
- Preserve daily cash flow intact
- Improve structural employee retention
- Drastically reduce payroll HR effort
Employees
- Access earned wages instantly
- Unlock true financial flexibility
- Zero wait bank transfers
Funding Partners
- Finance high-volume salary advances
- Employer-backed low-risk settlements
- Highly predictable yield model
Built for Enterprise Trust
What matters to Payvora matters to your business, too. From bank-grade encryption to strict compliance protocols, security protections give you full control over your data - with built-in features that keep every transaction protected.
Bank-grade Security - Military-grade data protection securing sensitive employee identity databases.
Encrypted Transactions - End-to-end payload hashing ensuring secure asset transmissions.
Immutable Audit Logs - Fully trace transaction histories with built-in ledger audit records.
Strict Data Privacy - Rigorous compliance adhering to industry standard personal information frameworks.
AML / KYC Infrastructure - Fully embedded anti-money laundering filters preventing transactional fraud.
Financial Compliance - State and national regulatory-aligned operational models.
No payroll replacement required!