Security and compliance at Payvora.
The money moving through Payvora belongs to people who cannot afford for it to go wrong. This page sets out how the platform protects it.
Data protection
Encryption everywhere
All traffic is served over TLS, and data is encrypted at rest. Credentials are hashed with scrypt; plaintext passwords are never stored or logged.
Tenant isolation
Every employer's data is segregated at the query layer. Cross-tenant access is structurally impossible rather than merely disallowed by policy.
Immutable audit logging
Every balance calculation, withdrawal, approval, and settlement writes an audit record that cannot be edited or deleted, and that employers can export.
Least-privilege access
Staff access is role-scoped and time-bound. Support access to an employer account is logged and surfaced to that employer.
Regulatory posture
Payvora is built to operate within the frameworks set by the region's financial regulators, and to work alongside the wage protection systems already in place in each market. Advances are funded by regulated institutions rather than by Payvora's own balance sheet, which keeps the platform's role that of a technology and servicing layer.
Data attribution
Country detection on this site uses IP Geolocation by DB-IP, licensed under CC BY 4.0. Lookups run on our own servers — your IP address is never sent to a third party.
Product guarantees
- Employees can only access wages already earned in the current cycle — never future pay.
- Fees are fixed, disclosed before confirmation, and never a percentage of the advance.
- No interest, no compounding, no late fees, and no penalty of any kind.
- Employers set the access cap, the withdrawal limit, and the approval mode.